Built for Israel · Q3 2026
Pensions, property, RSUs and crypto live in different apps, different banks, different tax regimes. kýklos is the first self-serve platform that consolidates all of it — and reads it through the lens of Israeli tax law.
Total estate value
₪ 8,420,000
▲ ₪ 142,000 this quarter
After-tax estate
₪ 6.91M
Mas Shevah est.
₪ 412K
Untaxed RSU
₪ 1.24M
Beneficiary gaps
2 accounts
Tracks the Israeli financial system you actually live in
Equity & cap table platforms
The problem
The average Israeli professional has 3+ pension accounts, equity from a tech employer, real estate held in joint ownership, and a crypto wallet they'd rather not think about. Estate planning, today, means a spreadsheet — or a ₪3,000 advisor session that goes stale in six months.
3+
Pension accounts per worker
Migdal, Meitav, employer change, freelance period…
25%
Crypto capital gains rate
ITA treats crypto as a capital asset.
₪ 800K
Avg. Mas Shevah on a Tel Aviv flat
Acquired 2005, sold 2026 — under linear allocation.
0
Tools made for Israeli households
Until now. Mint, Monarch, EveryDollar — none speak ITA.
What it tracks
Each module is purpose-built for the way Israelis actually hold wealth. No generic "investment account" buckets. No US-centric assumptions. No advisor handoff required to get started.
Bring every קרן פנסיה, קופת גמל, and ביטוח מנהלים into a single view. Project value at 60, 65 and 67. Flag any account missing a beneficiary.
Address-level property records with mortgage, equity, gush/חלקה, and an honest after-tax value — not the fantasy listing price.
Vesting schedules across grants, in your home currency. Section 102 trustee path, capital gains path, and the ordinary income tail — modeled separately.
Manual entries or read-only API connectors to Binance, Coinbase, Kraken. Cost basis preserved — because your heirs will need it.
Israeli tax engine
Most planning tools are an American spreadsheet in a Hebrew wrapper. Ours is the opposite: an Israeli tax engine with a beautiful UI on top.
See how the tax engine worksWe separate trustee-route grants, non-trustee, and the capital-gains vs. ordinary-income split. The 24-month trust window is tracked per grant, not per employee.
Tax = gain × (post-Jan-2014 proportion) × applicable rate. We compute it for every property you own and flag potential single-apartment exemption candidates.
Where local committee plans may apply, we surface the exposure before you decide whether the property is part of the estate plan or the sale plan.
ITA treats crypto as a capital asset. We hold the cost basis your heirs would otherwise spend a year reconstructing — across exchanges and wallets.
AI scenario planning
"What happens if I retire at 62 instead of 67?" "If we sell the apartment in Ra'anana, what's left?" "Should the RSUs vest before or after we move abroad?" The AI planner answers these in plain language — and shows you the numbers it used.
Scenario · Retire at 62 vs. 67
Δ Net
−₪ 2.18M
Δ Tax
−₪ 412K
Δ Pension
−₪ 1.77M
Modeled with 4% real return, 2.5% inflation, and your current pension contribution rate. Edit assumptions anytime.
How we build
01
You should be able to set up, model, and update your estate plan in an afternoon — not over six advisor meetings. We make pros optional, not mandatory.
02
Multi-tenant from day one. Your data is isolated, your performance doesn't degrade as we grow, and the engine is the same whether you have ₪500K or ₪50M in assets.
03
Every figure on the dashboard links back to the source — the contribution, the property, the grant. No mystery aggregates.
04
Tax estimates are labeled as estimates. The product never pretends to be a legal opinion or a binding ITA position.
Private beta · Q3 2026
We're admitting beta households in waves, starting with tech-employed users with active RSU grants. Join now to reserve your seat.